The process of saving money is one of the most important, yet difficult parts of our respective financial journeys. It requires not only an understanding of our true money situations but also commitment and discipline over time to successfully reach our savings goals....
So, you recently received a gift card that you aren’t interested in redeeming. Perhaps the store doesn’t have anything you want or is inaccessible and located further away from you. Maybe, spending the gift card would mean additional expense in the case of high-priced...